MarginEdge Cards come with built-in spending controls to help protect your business and manage employee purchasing. This article explains your company credit limit, daily card limits, and which transaction types are automatically blocked.
Article Contents
- How your company credit limit works
- Where to find your available balance
- How daily spend limits work for each card
- Categories that are blocked by default
- Where MarginEdge Cards can be used (spoiler alert, anywhere Mastercard is accepted!)
Understand Your Company Credit Limit
When your business signs up for MarginEdge Cards, you’re assigned a total company credit limit.
Important to know
- View your total credit limit and current available balance anytime from the MarginEdge Card Dashboard under "Available Balance"
- Your available balance resets automatically after your statement is successfully repaid
- Resets happen at the end of each statement period
To request a credit increase email help@marginedge.com. Supporting financial documentation may be required as part of the review process.
Set Daily Spend Limits for Each Card
Every MarginEdge Card must have a daily spend limit assigned when the card is issued.
This helps control spending while still giving employees the flexibility they need to make purchases.
How daily limits work
- Cardholders cannot spend more than their assigned daily limit
- Limits apply per day, per card
- Admins can update limits anytime
To update a daily spend limit:
- Open the MarginEdge Card Dashboard
- Go to the Cards tab
- Select the cardholder
- Edit the Daily Spend Limit
- Save your changes
Changes take effect immediately.
Restricted Spending Categories
Some transaction types are automatically blocked on all MarginEdge Cards.
MarginEdge Cards cannot be used for:
- ATM withdrawals
- Cash advances
- Lottery purchases
- Betting or gambling transactions
- Escort or dating services
- Transactions in non-USD currencies
These restrictions are enabled by default to help reduce fraud risk and keep spending aligned with business use.
Request Additional Spending Controls
Need tighter controls for your team?
MarginEdge can help set up:
- Industry-specific restrictions
- Custom spend velocity limits
To request additional controls, contact help@marginedge.com.
Where Can MarginEdge Cards Be Used?
MarginEdge Cards are accepted anywhere Mastercard is accepted within the United States!