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How Statements, Billing, and Repayment Work for MarginEdge Cards

Jenny Vaughn
Updated

This article explains how statement periods work, when payments are withdrawn, and where to find your statements and payment history.

Article Contents

Your Statement Period

MarginEdge Card billing runs on a 7-day statement cycle.

All spending across cards issued under your tenant location rolls into a single outstanding balance for that cycle.

If your account is set up as a company account, spending across all active tenant locations are combined into one outstanding balance.

At the end of each cycle:

  • MarginEdge initiates one ACH debit
  • Your linked bank account is charged automatically

The Repayment Timeline

Here’s what to expect during each billing cycle:

Event Timing
Statement period closes Every 7 days
ACH debit is initiated Immediately after cycle close
Funds are withdrawn from your bank 1–2 business days after cycle close
Payment reflects in your balance Usually 1–2 days after initiation

You can view your current statement period and your next payment date directly from the MarginEdge Card Dashboard.

Understand Pending Transactions

Not all purchases post immediately.

If a transaction is still marked as Pending when a statement cycle closes:

  • It will not be included in that repayment cycle
  • It will usually post during the next billing cycle instead

Most pending transactions move to Posted within 1–2 days.

View Statements and Payment History

You can access both statements and payment records directly from MarginEdge.

To view or download statements:

  1. Open the MarginEdge Card Dashboard
  2. Go to the Statements tab
  3. Select and download the statement you need

Only MarginEdge Admins can view and download statements.

 

To view payment history:

  1. Open the MarginEdge Card Dashboard
  2. Click Payments

You’ll see previous ACH payments and repayment activity there.

Prevent ACH Payment Issues

To help repayments process smoothly, contact your bank and authorize MarginEdge ACH debits using the information below:

Company Name: MarginEdge

Company ID: 1473665792

This can help prevent failed or blocked ACH withdrawals.